Your finances have just gone mobile. Midnight Apps, makers of my Mac money management application of choice, have just released Cha-Ching for iPhone (iTunes link). You no longer have an excuse for not knowing if that debit or check will clear your bank account.

Cha-Ching for iPhone itself is a standalone money management application for iPhone. The real benefits of Cha-Ching for iPhone however come with the syncing capabilities of the upcoming Cha-Ching 2 for Mac. You can download a free copy of the Mac 2.0 beta from the Midnight Apps website.

I was lucky enough to beta test Cha-Ching for iPhone so I’ve been using it quite frequently for about a month. My full review of the application should be coming in the next several days. Bottom line, I liked Cha-Ching for iPhone enough to put down my own money and buy a copy.

Cha-Ching for iPhone is currently at an introductory price of $2.99 USD and is available now from the App Store.